RBI Update - Lending Against Gold and Silver Collateral - Voluntary Pledge of Gold and Silver as Collateral for Agriculture and MSME Loans. (Applicable- All Scheduled Commercial Banks (including Regional Rural Banks and Small Finance Banks) All State Co-operative Banks and District Central Co-operative Banks)
The Reserve Bank of India (RBI) has clarified that banks can accept gold and silver as collateral for agriculture and MSME loans, even under the collateral-free limit, if the borrower offers it voluntarily. Link - h…
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RBI Update - Basel III Capital Regulations – External Credit Assessment Institutions (ECAIs) – CareEdge Global IFSC Limited (Applicable- All Scheduled Commercial Banks (including Small Finance Banks) (excluding Local Area Banks, Payments Banks and Regional Rural Banks))
Please find the following update under RBI It states the following In terms of Paragraph 6 of the Master Circular Basel III Capital Regulations dated April 01, 2025, banks are permitted to use the ratings of Fitch, …
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RBI Update - Foreign Exchange Management (Export of Goods & Services) (Amendment) Regulations, 2025
The Foreign Exchange Management (Export of Goods & Services) (Amendment) Regulations, 2025 introduce a new provision under Regulation 4 of the principal regulations. The amendment permits the export of tugs or tug boats,…
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RBI Update - Reserve Bank of India (Pre-payment Charges on Loans) Directions, 2025
The Reserve Bank of India (Pre-payment Charges on Loans) Directions, 2025, aim to ensure fair lending practices and facilitate affordable credit for Micro and Small Enterprises (MSEs) by standardizing norms on pre-paymen…
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RBI Update - The Depositor Education and Awareness Fund Scheme, 2014 - Section 26A of the Banking Regulation Act, 1949 - Operational Guidelines
RBI has issued the notification regarding The Depositor Education and Awareness Fund Scheme, 2014 - Section 26A of the Banking Regulation Act, 1949 - Operational Guidelines The following has been stated Banks m…
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RBI Update - Review of Priority Sector Lending norms - Small Finance Banks. (Applicable- All Small Finance Banks)
RBI has issued notification regarding Review of Priority Sector Lending norms - Small Finance Banks. It has been decided that financial year 2025-26 onwards, the additional component (35 per cent) of priority sector…
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RBI Update - Reserve Bank of India (Project Finance) Directions, 2025
The RBI has issued the Reserve Bank of India (Project Finance) Directions, 2025 . Key highlights of the directions are as follows: Adoption of a principle-based regime for the resolution of stress in project fi…
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RBI Update - Review of instructions issued vide Master Circular on Conduct of Government Business by Agency Banks - Payment of Agency Commission (Applicable - All Agency Banks)
Please find the following update under RBI The Reserve Bank of India (RBI) has issued revisions to the Master Circular on the Payment of Agency Commission to agency banks, particularly updating paragraphs 13 and 8(c…
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RBI Update - Master Direction – Reserve Bank of India (Electronic Trading Platforms) Directions, 2025 (Applicable - All operators of Electronic Trading Platforms)
The Master Direction – RBI (Electronic Trading Platforms) Directions, 2025 sets out a regulatory framework for entities operating Electronic Trading Platforms (ETPs) dealing in eligible financial instruments such as secu…
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RBI Update - Master Circular - Credit Facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs) (Applicable - Chairman/ Managing Director / Chief Executive Officer All Scheduled Commercial Banks (including Small Finance Banks))
RBI has issued Master Circular - Credit Facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs) directs banks to enhance credit access for these communities through targeted planning, support mechanisms, and monito…
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