RBI Update - Stripping/Reconstitution in State Government Securities
The Reserve Bank of India (RBI), following consultations with State Governments and market participants, has introduced the facility of Separate Trading of Registered Interest and Principal of Securities (STRIPS) in Stat…
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RBI Update - Inoperative Accounts/ Unclaimed Deposits in Banks - Revised Instructions (Amendment) 2025. (Applicable - All Commercial Banks (including RRBs) and all Co-operative Banks)
The Reserve Bank of India (RBI) has amended the existing instructions (issued on January 1, 2024) regarding inoperative accounts and unclaimed deposits under the Depositor Education and Awareness (DEA) Fund Scheme, 2014.…
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RBI Update - Large Exposures Framework – Amendment in the list of exempted exposures. (Applicable- All Scheduled Commercial Banks (Excluding Regional Rural Banks)
Large Exposures Framework’ (LEF) in terms of which “deposits maintained with NABARD on account of shortfall in achievement of targets for priority sector lending” are excluded from being considered for exposure limits un…
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RBI Update - Non-achievement of PSL targets – Prudential treatment of contribution towards eligible funds with NABARD, NHB, SIDBI and MUDRA Ltd. (Applicable- Primary (Urban) Co-operative Banks other than Salary Earners’ Banks)
RBI has issued the notification relating to Non-achievement of PSL targets – Prudential treatment of contribution towards eligible funds with NABARD, NHB, SIDBI and MUDRA Ltd. The following has been stated Exemption…
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RBI Update - Basel III Capital Regulations - External Credit Assessment Institution (ECAI) (Applicable- All Scheduled Commercial Banks (including Small Finance Banks) (excluding Local Area Banks, Payments Banks and Regional Rural Banks))
RBI has issued a notification regarding Basel III Capital Regulations - External Credit Assessment Institution (ECAI) The following has been stated in Basel III Capital Regulations, wherein the list of domestic cred…
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RBI Update - Foreign Exchange Management (Foreign Currency Accounts by a Person Resident in India) (Sixth Amendment) Regulations, 2025
The \"Foreign Exchange Management (Foreign Currency Accounts by a Person Resident in India) (Sixth Amendment) Regulations, 2025\" primarily focuses on extending the qualification period for opening a Diamond Dollar Accou…
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RBI Update - Reserve Bank of India (Lending Against Gold and Silver Collateral) Directions, 2025
Reserve Bank of India (RBI) issued comprehensive rules for Lending Against Gold and Silver Collateral, aiming to standardize and harmonize regulations governing silver and gold loan across all regulated entities (REs). T…
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RBI Update - Maintenance of Cash Reserve Ratio (CRR). (Applicable - All banks)
It has been decided to reduce the Cash Reserve Ratio (CRR) of all banks by 100 basis points in four equal tranches of 25 basis points each to 3.0 percent of net demand and time Liabilities (NDTL). Accordingly, banks are …
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RBI Update - Penal Interest on shortfall in CRR and SLR requirements - Change in Bank Rate (Applicable - All banks)
The Bank Rate is revised downwards by 50 basis points from 6.25 per cent to 5.75 percent with immediate effect. Accordingly, all penal interest rates on shortfall in CRR and SLR requirements, which are specifically linke…
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RBI Update - Review of Qualifying Assets Criteria (Applicable- All Non-Banking Financial Companies - Microfinance Institutions)
The RBI has revised the qualifying asset criteria for NBFC-MFIs under paragraph 8.1 of the Master Direction on Microfinance Loans. Now, qualifying assets—aligned with the definition of microfinance loans -- must constitu…
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